Do My Items Get Protected When I Rent a Storage Unit?

You are not the only one who feels a need to organize, but has too many things in your home. Self storage is a popular solution for many American homes to reduce clutter. If your belongings are important to you, then packaging them up and moving is not the only solution. Do the items you store have financial protection? Take these precautions to protect yourself and your belongings before signing the agreement for storage.

Pick a service that is of high quality: Don’t just choose based on the convenience factor, consider safety as well! Driving further will make your neighborhood safer. The minimum level of protection your device must offer is a fully-secured residence that has restricted access. The use of 24-hour video surveillance, security pad (for your building and floor), and strategically placed cameras (not only at the front entrance) is an important feature. Spending a little time on the phone and in meetings with management can reveal a great deal about a company.

Does it have a clean air? Does it have a climate control? Does it have a dry environment?

In addition to being clean, a well-maintained storage service is also regularly inspected for rodents or rats and bugs. Ask to see an agreement between you and a pest management service to ensure that your storage space is regularly inspected. Is the device’s temperature controlled centrally or can you control it? It may make sense to invest in a device that allows you to control the temperature. Make sure water cannot get into your storage area (from above, or rising groundwater caused by weather).

Have you got insurance?

You should be aware of the guidelines that the facility has regarding any failures. What will happen if there is a fire, theft or any other incident? The majority of companies state they will not be responsible for damage to the material you have saved. Do not hesitate to ask any questions. Call your broker to learn what coverage your property owner’s or tenants insurance policy may provide. Some plans for home/renters cover individual residences away from protected houses. Some guidelines only cover individual residences up to 10% of their total value when they are off protected property. Your individual policy only covers “covered perils”, which are the risks that you would face if it happened in your home. Included in the list of covered challenges are robbery and fire, as well as windstorms, among others.

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